Category Archives: Asset Protection

Protecting your personal assets from exposure to unforseen events is a focus of Four Pillars Law Firm. We can protect your business assets, home, and life savings from creditor claims which result from lawsuits, divorce, business failures, and medical expenses. Proper estate planning can protect your assets and ensure they pass to your loved ones according to your wishes–rather than being consumed by unforseen events.

Nightmares of Joint Ownership

I cannot begin to fathom how many times I have discussed the issues surrounding jointly held property (both real and investment/bank account properties) with clients who are not husband and wife.  In reality, it seems as though people add family … Continue reading

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The Kidnapping Saga that Ended with an Inheritance

The national press has recently been devoting substantial attention to the plight of Hannah Anderson and her now deceased kidnapper, James DiMaggio. Adding another layer to a story already filled with twists and turns, DiMaggio had a life insurance policy … Continue reading

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Protecting Your Minor Children

No one wants to think about the possibility of dying or becoming incapacitated while their children are still young. But planning for that possibility is the only way to ensure your children’s future will be safeguarded should it ever happen. … Continue reading

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Debt Counseling for Seniors

Despite the fact that you may have worked and saved all your life, more and more seniors are finding themselves in financial distress, due to the economy these days.  Perhaps you need credit counseling, foreclosure assistance or even financial assistance. … Continue reading

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Think Twice Before Adding a Child to Your Bank Account

Truth be told, I can’t begin to count how many times I have had a discussion with a client about the dangers of adding a child’s name to their bank account in later years.  Most people think that’s all they … Continue reading

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‘Fiscal Cliff’ Deal Brings Changes to Estate Taxes and IRAs

Congress finally came to an agreement to avoid the “fiscal cliff,” and the agreement includes some changes to federal estate taxes and Individual Retirement Accounts (IRAs). The American Taxpayer Relief Act sets a permanent estate tax rate and provides a … Continue reading

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VA Pulls the Cord on UMEs in Senior or Independent Living Facilities

A new fast letter from the Department of Veterans Affairs clarifies what qualifies as unreimbursed medical expenses (UMEs) that may be deducted from income for pension purposes. Continue reading

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Just Because You’re Single, That Doesn’t Mean You Don’t Need an Estate Plan!

It is just important, if not more so, for singles to create a comprehensive estate plan.

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Do You Have A Comprehensive Power of Attorney?

Many people believe they have a complete and comprehensive estate plan in place, only to have their unfortunate family members find out otherwise-after it is too late to correct.  Perhaps the most important document an individual can put in place … Continue reading

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Who Can You Trust?

The benefits of a highly detailed, comprehensive power of attorney are numerous.  Unfortunately, many powers of attorney are more general in nature and can actually cause more problems than they solve, especially for our senior population. However, a highly detailed, … Continue reading

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