Tag Archives: Government Benefits

Is Guardianship Necessary?

As parents age, many children have to grapple with the fact that they may have to begin making financial and healthcare decisions on behalf of their parents.  Normally this comes about due to cognitive issues from which a parent is … Continue reading

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Kelly Answers the $64 Question

Did you know that The $64 Question was a popular radio quiz show? During the 1940s, “That’s the $64 question” became a common catchphrase for a particularly difficult question or problem.  When the show moved to television, it became The $64,000 Question! Recently, … Continue reading

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Retirement: How to Cut Healthcare Costs

As mentioned in my prior blog, even Medicare recipients are being impacted by the Affordable Care Act’s (“ACA”) implementation.  According to a recent AARP report, Medicare beneficiaries spent on average $3,324 out-of-pocket annually on healthcare in 2010. With that said, … Continue reading

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Affordable Care Act’s Impact on Medicare

We have all been inundated by information regarding the Affordable Care Act (ACA). Regardless of your feelings on the new law, everyone will likely be affected by its implementation, including Medicare recipients. In fact, more impactful to the senior population … Continue reading

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Medicare No Longer Requires “Improvement Standard” for Coverage

The Centers for Medicare & Medicaid Services has updated the program manuals used by Medicare contractors in order to “clarify” that coverage of skilled nursing and skilled therapy services does not depend on a beneficiary’s potential for improvement but rather … Continue reading

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Social Security Benefits: Divorce & Remarriage

It is common knowledge that husbands and wives are entitled to collect Social Security benefits on their spouses’ work records. Less well known is that this benefit applies to divorced spouses as long as the spouse has not remarried. Divorced … Continue reading

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Court Rules in Favor of Surviving Spouses not on Reverse Mortgages

A federal court has ruled that banks can’t foreclose on surviving spouses of reverse mortgage holders when they are not able to pay off the mortgage upon their spouse’s passing.  The ruling should lead to regulatory changes that will help … Continue reading

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“Obamacare” Should Be of No Concern to Medicare Beneficiaries, Although Scammers May Tell You Otherwise

As of October 1, 2013, people who lack health insurance can start signing up for coverage through the new Internet-based health insurance marketplaces set up under the Affordable Care Act or “Obamacare.” Most of those who don’t already have insurance … Continue reading

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The Number One Estate Planning Mistake

What do Sonny Bono, a Supreme Court Chief Justice, an Olympic athlete, and actor Heath Ledger have in common?  It sounds like it could be the opener to a bad joke, but what links these people together is no laughing … Continue reading

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Benefits Impacted by DOMA Ruling

The United States General Accounting Office has published an update of all the federal statutory provisions impacted by the recent U.S. Supreme Court DOMA ruling.  The introduction to the update began as follows: “The Defense of Marriage Act (DOMA) provides … Continue reading

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