Tag Archives: Health Insurance

Kelly Answers the $64 Question

Did you know that The $64 Question was a popular radio quiz show? During the 1940s, “That’s the $64 question” became a common catchphrase for a particularly difficult question or problem.  When the show moved to television, it became The $64,000 Question! Recently, … Continue reading

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My Parents Were Unprepared for a Health Crisis (But Fortunately, Four Pillars Was There to Help)

In September of 2011, I dropped by my parents’ house for quick overnight visit.  I had been there less than a month earlier, and at that time, our Dad exhibited some of the forgetfulness one expects with an aging parent.  … Continue reading

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Retirement: How to Cut Healthcare Costs

As mentioned in my prior blog, even Medicare recipients are being impacted by the Affordable Care Act’s (“ACA”) implementation.  According to a recent AARP report, Medicare beneficiaries spent on average $3,324 out-of-pocket annually on healthcare in 2010. With that said, … Continue reading

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Affordable Care Act’s Impact on Medicare

We have all been inundated by information regarding the Affordable Care Act (ACA). Regardless of your feelings on the new law, everyone will likely be affected by its implementation, including Medicare recipients. In fact, more impactful to the senior population … Continue reading

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Medicare Part B Premium to Remain the Same in 2014

The Centers for Medicare and Medicaid has announced the Medicare premiums, deductibles, and coinsurances for 2014. The big news is that thanks to what the administration says are the effects of its health reform efforts, the standard Medicare Part B … Continue reading

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“Obamacare” Should Be of No Concern to Medicare Beneficiaries, Although Scammers May Tell You Otherwise

As of October 1, 2013, people who lack health insurance can start signing up for coverage through the new Internet-based health insurance marketplaces set up under the Affordable Care Act or “Obamacare.” Most of those who don’t already have insurance … Continue reading

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Sandwich Generation Continues to Grow

Those people who find themselves caring for sick and/or elderly relatives continue to increase. According to the Pew Research Center, four out of ten adults are now caring for a sick or elderly family member.  Although these increasing numbers can … Continue reading

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Red Tape of Long Term Care Insurance Claims

So, you’ve done your homework and due diligence and decided that purchasing long term care insurance is an appropriate investment . . . but what happens when you actually need to file a claim and start using it? Well, it’s … Continue reading

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Long Term Care Insurance Hybrid Policies Gaining Traction

One of the biggest concerns purchasers have in buying long term care insurance is whether they will ever need it and the potential loss if it is never used. However, long term care is expensive and many people understand the … Continue reading

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End-of-Life Decision-Making Made NOW

Just as we create estate plans for our eventual demise, we also need to plan ahead for the possibility that we will become sick and unable to make our own medical decisions. Medical science has created many miracles, among them … Continue reading

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