However, long term care is expensive and many people understand the importance of insuring against it, if able.
Interestingly, hybrid policies which incorporate long term care insurance into life insurance policies are on the rise . . . in fact, 19% in 2012, according to LIMRA (the industry and consulting group). By contrast, sales of new individual pure long term care insurance policies were flat last year.
To learn more about hybrid policies and whether they may be an appropriate option for you, click here.