So, you’ve done your homework and due diligence and decided that purchasing long term care insurance is an appropriate investment . . . but what happens when you actually need to file a claim and start using it?
Well, it’s rarely as simple as placing one brief call to the insurance company. As with all health insurance, you have to prove that your need exists for the long term care and that the care you are receiving is appropriate for your health condition. This may seem easy enough; however, it rarely is, especially when you are suffering. There can be just as much “red tape” as anything that you have ever encountered before in your life.
To get an idea of what a potentially arduous process it is to file a claim with a long term care insurance company, as well as how crucial the assistance of family members may be in such a process, click here.