Tag Archives: Insurance

Planning for an Uncertain Life Expectancy

Planning for retirement is an important goal for all of us; but in doing so, you also need to consider how long you think retirement will last. No one has the crystal ball that tells us our life expectancy, but … Continue reading

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Red Tape of Long Term Care Insurance Claims

So, you’ve done your homework and due diligence and decided that purchasing long term care insurance is an appropriate investment . . . but what happens when you actually need to file a claim and start using it? Well, it’s … Continue reading

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Have you Named your Life Insurance Beneficiaries?

In financial planning, one of the first things young parents do is buy life insurance to ensure their family is properly taken care of, should something happen to one of the parents.  After all, who doesn’t want to take care … Continue reading

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Grappling with National Long Term Care Issues

Familiar with the old adage “if it ain’t broke, don’t fix it”? Well, the vast majority of policymakers have been aware for some time that America’s long term care system is “broke;” unfortunately, no one can come to a consensus … Continue reading

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AARP Draws a Line in the Sand: NO Medicare Cuts

AARP, along with other groups representing seniors’ interests, has drawn a hard line in the sand when it comes to Medicare cuts being considered in this tough economic time. Their stance?  Say “NO” to all Medicare and Medicaid cuts, as … Continue reading

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4 Medicare Enrollment Mistakes to Avoid

‘Tis the season for open enrollment of Medicare. If you are one of those out there wondering whether it’s an appropriate time for you to enroll, consider the following often-made mistakes: 1)      Not enrolling because you’re employed; 2)      Failing to … Continue reading

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Long Term Care Insurance – Outside the “Box”

As an adult child confronting the long term care needs of your elderly parents, you probably begin to wonder how you will be able to cover your potential need for long term care in the future.  Along those lines, you … Continue reading

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The Dinosaur “Long Term Care Insurance”

With Prudential and MetLife exiting the line of long term care insurance providers, the question arises of whether long term care insurance as we know it is to become extinct.  The answer, seemingly enough, is “yes” and “no.”  If you … Continue reading

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Consumer Warning on Financial Advisor “Senior” Designations

Thousands of financial advisors market themselves as trained to provide investment advice to seniors, using authoritative-sounding titles like “certified senior advisor” or “certified retirement counselor.”  But often these designations are nothing more than what are called “weekend” designations, obtained by … Continue reading

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Who Wants to Be a Millionaire?

We all want to be millionaires, but the truth is most of us don’t have more than $5 million in assets.  That’s why when we hear about the tax changes that President Obama and Congress hammered out in the final … Continue reading

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