Tag Archives: Medicare

Medicare No Longer Requires “Improvement Standard” for Coverage

The Centers for Medicare & Medicaid Services has updated the program manuals used by Medicare contractors in order to “clarify” that coverage of skilled nursing and skilled therapy services does not depend on a beneficiary’s potential for improvement but rather … Continue reading

Posted in Elder Law & LTC Planning | Tagged , , , , | Leave a comment

Medicare Part B Premium to Remain the Same in 2014

The Centers for Medicare and Medicaid has announced the Medicare premiums, deductibles, and coinsurances for 2014. The big news is that thanks to what the administration says are the effects of its health reform efforts, the standard Medicare Part B … Continue reading

Posted in Government Benefits | Tagged , , , , | Leave a comment

Will you lose Medicare or Medicaid if you Leave a Facility to Visit Family?

Reunions, graduations, birthdays, and holidays: Whatever the occasion, nursing home residents don’t want to miss out on family gatherings, but may be afraid that they will lose Medicare or Medicaid coverage if they leave the nursing home. In most cases, … Continue reading

Posted in Long Term Care | Tagged , , , , , , | Leave a comment

Finding the Medigap Supplemental Policy for You

As Medicare does not cover all health needs, many enrollees choose to enroll in a Medigap supplemental policy to help pay for co-payments, co-insurance and deductibles. However, not all Medigap supplemental policies are created equally.  The supplemental policy that may … Continue reading

Posted in Elder Law & LTC Planning | Tagged , , , | Leave a comment

Healthcare Costs & Retirement Savings

With the passage of new healthcare legislation, more and more eyes are set upon the rising cost of healthcare and how best to contain it.  Due to the imminence of the situation, most eyes fall upon the cost of healthcare … Continue reading

Posted in Elder Law & LTC Planning, Long Term Care | Tagged , , , , , , , , , , | Leave a comment

“Fiscal Cliff” Deal Pushes Long-Term Care Program Over the Edge

The final budget deal Congress passed to avert the “fiscal cliff” repeals a long-term care insurance program that would have helped keep the elderly and disabled out of nursing homes and off the Medicaid rolls. In its place, the budget … Continue reading

Posted in Alzheimer's & Dementia, Community, Elder Law & LTC Planning, Government Benefits, Long Term Care | Tagged , , , , , , , , , , , , , , | Leave a comment

4 Medicare Enrollment Mistakes to Avoid

‘Tis the season for open enrollment of Medicare. If you are one of those out there wondering whether it’s an appropriate time for you to enroll, consider the following often-made mistakes: 1)      Not enrolling because you’re employed; 2)      Failing to … Continue reading

Posted in Alzheimer's & Dementia, Elder Law & LTC Planning, Government Benefits, Long Term Care | Tagged , , , , , , , , , , , , , , , | Leave a comment

Don’t Waste Money Needlessly on your Medicare Plan

If you participate in Medicare Part D prescription drug insurance, you may be wasting hundreds of dollars annually on your coverage needlessly.  A new study has found that 22 percent of Medicare Part D beneficiaries could save at least $500 … Continue reading

Posted in Alzheimer's & Dementia, Elder Law & LTC Planning, Government Benefits, Long Term Care | Tagged , , , , , , | Leave a comment

Social Security Benefits to Edge Up 1.7 Percent

The nation’s elderly and disabled Social Security recipients will receive a 1.7 percent increase in payments in 2013. This is expected to raise the average monthly payment for the typical retired worker by $21.  The increase is less than half of … Continue reading

Posted in Elder Law & LTC Planning, Government Benefits | Tagged , , , , , , , , , , , , , , | Leave a comment

Long Term Care Insurance – Outside the “Box”

As an adult child confronting the long term care needs of your elderly parents, you probably begin to wonder how you will be able to cover your potential need for long term care in the future.  Along those lines, you … Continue reading

Posted in Alzheimer's & Dementia, Elder Law & LTC Planning, Estate Planning & Administration, Long Term Care | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment