Tag Archives: Personal Finance

Have You Put Off Estate Planning for Too Long?

Posted on November 3, 2014 by Kelly

According to a Rocket Lawyer poll, 57% of Americans say their excuse for not having a Will is that they just haven’t gotten around to making one.  The longer you put it off, though, the direr a catastrophic event could … Continue reading →

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Funding Final Expenses

Posted on September 10, 2014 by Kelly

No one likes to think about or discuss the “elephant in the room,” but we all know the familiar adage “there’s nothing certain but death and taxes.”  Despite the certainty of death, most Americans don’t plan for it.  Sadly, when … Continue reading →

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Funding Long Term Care

Posted on August 28, 2014 by Kelly

Many people don’t think about their potential long term care needs until they’re faced with the need for long term care.  When faced with the emotional and physical turmoil of a loved one’s long term care needs, families quickly learn … Continue reading →

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Do You Have an Inheritance “Right”

Posted on August 6, 2014 by Kelly

Ever seen the bumper sticker that says “I’m spending my children’s inheritance”?  You may have laughed about it when you saw it, but would you still be laughing if it were true? Most children believe they will receive some form … Continue reading →

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Asset Protection Amid Creditors

Posted on May 21, 2014 by Kelly

Many people only contemplate the need for asset protection when they find themselves amid the call of creditors.  The sad truth, however, is that there is normally very little to be done.  Trying to protect assets from current and known … Continue reading →

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My Parents Were Unprepared for a Health Crisis (But Fortunately, Four Pillars Was There to Help)

Posted on April 14, 2014 by Kelly

In September of 2011, I dropped by my parents’ house for quick overnight visit.  I had been there less than a month earlier, and at that time, our Dad exhibited some of the forgetfulness one expects with an aging parent.  … Continue reading →

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Nightmares of Joint Ownership

Posted on March 20, 2014 by Kelly

I cannot begin to fathom how many times I have discussed the issues surrounding jointly held property (both real and investment/bank account properties) with clients who are not husband and wife.  In reality, it seems as though people add family … Continue reading →

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Introducing the IRA Inheritance Trust! (Part 2)

Posted on March 6, 2014 by Kelly

In my last blog, I discussed the beneficial use of an IRA Inheritance Trust to ensure your beneficiaries maximize the power of inherited retirement accounts through compounded tax-free growth and less income taxes being due each year distributions are taken … Continue reading →

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Introducing the IRA Inheritance Trust! (Part 1)

Posted on March 4, 2014 by Kelly

You may know the difference between a Last Will & Testament and a Revocable Living Trust, but did you know there is a special trust specifically for retirement accounts? Don’t make the faulty assumption that your Revocable Living Trust will … Continue reading →

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Commonly Overlooked Tax Deductions

Posted on February 27, 2014 by Kelly

If you’ve been watching television lately, chances are you’ve seen the commercial with the concessions salesperson leaving a stack of money on every seat in the stadium… H&R Block’s assertion that self-filing taxpayers last year paid more than a billion … Continue reading →

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